thinking ahead

I have to schedule my classes for the fall semester, and I have no idea what I'm going to take.. I know I have to take American Government, and probably a math class.. But, I think that might be all I can afford to take :( My boyfriend said I should take out a student loan so that I can take more classes.. He kind of has a point.. But, I'm trying to put off student loans for as long as possible.. Because, I do know that eventually I will have to take out a loan.. I'm starting to think about my future a little more too though, I'm deciding on a major :) it's between a school counselor and cosmetology.